Mortgage Loan Transactions 
Buyer, Seller, Assumption, Reverse, Refinance, and HELOC transactions!
Mortgage and real estate transactions are invariably complicated and involve many steps. That is why ensuring you have a trusted and reliable professional by your side every step of the way is so important.
This especially includes the notarization stage as it is one of the final stages before your documents can be enforceable. As a signing agent, I will work to ensure the documents needed for your sale, purchase, refinancing, and reverse refinancing are all accounted for and verified.
Through my mobile notarization services, I can offer convenient times to meet your scheduling needs
 
Did Title, Escrow or Lender send you the documents to find a notary?
A mail-away loan signing is a real estate closing option that allows buyers, sellers or borrowers, to sign documents with a local notary in their area like Susana the Notary
The closing agent sends the documents to the parties via mail or e- email, and the parties sign them in front of a notary public and mail them back to the closing agent.
Here are some tips for mail-away loan signings:

• Ensure documents are signed correctly it's important to make sure all documents are signed and dated correctly, as errors can delay the lender.
• Inform the closing agent, Let the closing agent know as soon as possible that documents need to be mailed so they can coordinate with the lender.
• Arrange for a mobile notary. Signers can arrange for a mobile notary to meet them at a specific location to sign the documents.

Do you need that same notary to print your documents?
If you need the same mobile notary you hired to notarize your loan documents, ask them about their printing service. Most Notary Loan Signing agents are equipped with a Dual Tray printer that can handle both letter and legal-size paper printing simultaneously, so you don’t need to worry about printing.
  Printing standards I adhere to:

• Print the correct size.  Documents should be printed in the size they were sent, which may be letter or legal size. If the documents are not the correct size, the lender or title company may not accept them.
• Use a printer with good print quality and speed utilizing a fast printer that produces clear, legible documents is important.
• Printer settings need to be correct and according to pdf page size to make sure font size and page size are not distorted.

I am dedicated to offering a mobile notary service in Kern County California. Whether you need to notarize a full mortgage loan package, estate planning or personal form, Susana  provides top-notch service that adapts to your schedule and location preferences. Reach out by text or email, may also send a message to [email protected]  with inquiries and to request a quote.

When you apply for a green card, you need to include supporting documents with your
application. If any document isn’t in English, you must provide a certified translation.
Types of Documents
Here are some examples of the types of documents that need to be in English:
* Birth certificate * Marriage certificate
* Divorce papers * Police records * Bank statements
Who Can Translate
So who can translate your documents for you?
Any person who is competent in both English and the document’s original language (such as  Spanish) can be the translator.
It’s generally better to use a professional translator to avoid any delays or complications
with your application.
Some U.S. embassies and consulates only allow certain translators. Check with your consulate to make sure there aren't  restricted guidelines. 
Things to keep in mind:
* The translation must be typed. * The translation doesn’t need to be notarized.
* You must also include a certification letter from the translator with the translations
information, name of translator and date of signed. This must be notarized. 
What does “certified” mean?
For a document to be considered “certified,” the person who translated it into English
must write a letter saying that they:
1. Are qualified to translate the document because they are competent in both English
and the document’s original language.
2. Translated the document accurately and completely to the best of their abilities.
The letter must also include the following information about the translator:
1. Full name 2. Address 3. Signature 4. Date they wrote the letter and it must be notarized. 
If you need a document translated please scan and convert your document into pdf email  to submit for translation. Do not email or text a picture of the document, because it is very complicated to find an app or source to download it with to print. The document is not clear nor legible. PDF format is the best option. 
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If you have any questions, please fee free to call , email or complete a contact page for further information. 

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Here are some key benefits of utilizing their services:
Versatile:  This means you can ask the Notary to print something for you before the signing meeting. Print & Go! Just email the notary with the documents, you need printed. Are you in a different city but your signer is where the notary provides services? No Problem, email the notary your specific instructions & the notary will accommodate!  Some notaries are printing experts it sorta comes with the territory!  Are there separate signers with different schedules for one transaction? no problem, notaries can arrange to meet the signers at their discretion, those are known as split signings!  
Convenience:  This means they can meet clients at their preferred location, whether it’s a home, work office, library , restaurants, hospitals, Jail, Detention Centers, or any other convenient spot, saving time and hassle for all parties involved.
Flexibility: Notaries understand the time-sensitive nature of transactions. They are often available outside of regular business hours, including evenings and weekends, accommodating the schedules of busy individuals. 
Accuracy: Precision is crucial when dealing with legal documents, especially those related to loans. Loan signing agents ensure that all signatures and notarizations are executed correctly the first time, minimizing the risk of delays or errors in the loan approval process.
Compliance: Staying compliant with state and federal regulations is essential. Loan signing agents are  notaries first and foremost who are regulated by the Secretary of State and  are well-versed in these regulations, ensuring that all notarizations adhere to legal requirements, mitigating the risk of potential legal issues down the line.
By entrusting the notarization process to a qualified notary loan signing agent in Kern  County, California, clients, businesses, borrowers, lenders , title & escrow companies  can have confidence that their documents are in capable hands. This peace of mind is invaluable during what can often be a stressful and high-stakes transaction.

In conclusion, the benefits of utilizing a mobile notary  in Kern County,  California are extensive. From expertise, convenience, as well as accuracy and compliance, these specialized professionals play a crucial role in facilitating smooth and successful  transactions for all parties involved.

If you’re looking for a mobile notary in Kern County, California, consider reaching out to Susana Mobile Notary to streamline your notarization process further!

There's a clear distinction between notary work and legal practice, and it’s important to understand those boundaries. Notaries serve a critical role in ensuring that documents are signed and executed properly, but they’re not equipped to provide legal advice unless they are also licensed attorneys.

In California, Notaries Public have specific functions, like verifying identities, witnessing signatures, and administering oaths, but they cannot advise on legal matters or interpret documents. This could easily lead to the Unauthorized Practice of Law (UPL), which is illegal. It's essential to remember that even if a notary happens to be an attorney, their role as a notary doesn't automatically make them your legal counsel unless they explicitly state otherwise.

For example, as a Loan Signing Agent in Kern County, California, the agent can assist with executing the documents related to a loan but cannot advise on the terms, explain legal language, or offer interpretations. The advice should come from a qualified legal professional.

When in doubt about legal aspects or document wording, it’s always safer to consult with a licensed attorney, who can provide tailored guidance specific to your situation.

And you're right to remind people to ask questions when they’re unsure—having clarity on this topic can save people from running into issues later on!

If you need help navigating the lines between notary work and legal advice, feel free to reach out. I'm happy to clarify things even further!

What is a Mesothelioma lawsuit?
It allow victims and their families to pursue financial compensation from negligent manufacturers of asbestos-containing products. Mesothelioma compensation is a financial award paid to patients and family members affected by mesothelioma cancer. 
What Records Should You Gather?

• Medical records. Unfortunately, most mesothelioma victims are not diagnosed until 20 to 30 years until after they have been exposed to asbestos. ...
• Employment records.
• Home-based asbestos exposure.
• Documentation of funeral and burial expenses. 
• Military records

A mesothelioma attorney gathers evidence of asbestos exposure during the discovery phase, and will collect evidence to support your claim during the discovery phase of the claims process. You will have to answer questions from your lawyer during this time, and, potentially, any defendant you file against.Providing the right evidence is important for all types of mesothelioma legal claims, whether it is a personal injury claim, wrongful death claim, trust fund claim or an asbestos claim after the death of a loved one.
Even if the case moves toward a settlement, which means the case will not go to trial, proof of exposure is also needed.
The most common sources of asbestos exposure include:

• Asbestos products
• High-risk occupations (such as construction jobs)
• Certain job sites (such as shipyards)
• Secondhand exposure
• Military exposure (the U.S. Navy used more asbestos than other branches) Veterans may need additional information to prove they were exposed to asbestos in order to file a VA claim. An accredited VA claim agent can help in understanding the process and what they need to submit a claim. 

Proving your asbestos exposure to the courts and trusts can be a daunting task. That’s why it’s important to hire an experienced mesothelioma attorney who can help pinpoint exposure from specific products or job sites and make the process as easy as possible for you and your family. They will guide you throughout the process and will work to maximize your recovery.
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If you or anyone you know received several #affidavits from your attorney to have #notarized give me a call I can help you 

Retaining a Notary who has experience in different areas. although it may not be necessary , there are advantages in hiring a professional who has  experience in different types of transactions.  Most notaries will display their qualifications on their website or social media profiles, so look for specializations that indicate knowledge base. For example if you need someone with a legal background, seek a notary that focuses in law; when you need a notary with an in-depth understanding of real estate transactions, hire a Loan Signing Agent who has experience with mortgage loan signings ask about their experience & or hire a multifaceted notary who is experienced in all areas! 
What are the examples of Specialty Notary Work?

1. Split Signings:  is a type of notary appointment that requires one notary to meet with a set of signers and another notary to meet with the other signers because not all signers cant attend at the same time.  These are popular specifically in Mortgage Loan Signings for Real Estate Transactions . An Example would be for out of state properties where one signer is in one state & the other in a different state.
2. Hybrid Signings:  is a type of signing where some of the loan package is signed or notarized in ink (wet signatures)  in person, and the rest is e-signed digitally. The bank or lender will dictate which documents should be paper signed or ink signed vs e-signed. 
3.  Estate Planning is the type of signing which includes a Power of Attorney, Will and a Trust sometimes other legal documents pertaining to real estate property & healthcare directive this is in the industry of the Law , Paralegals or Estate Planning Attorneys. 
4. Mail-Away Signings:  a common reason for needing a mail-away closing is when the seller had to quickly relocate for a new job and could not fly back to the property’s area to sign the documents. Typically all parties to a real estate transaction would be physically present at the closing table with a mail-away closings the documents are sent to the signers via email or by overnight delivery in advance to the out-of-town signer . Once the mail-away closer receives all documents he or  she must sign the forms in front of a notary. Once everything has been signed, initialed, and otherwise handled, then the out-of-town closer is responsible for mailing all the documents back to the sender.  If you are conducting a mail-away closing, you can choose to send the documents back overnight. This also applies to any legal transaction such as an Estate Planning package. Some signers hire Estate Planning firms to prepare their legal documents,  outside of the area in which they live in once the documents are ready, the firm either mails the original documents to the signers or directly to the notary to coordinate the signing. 
5. General Notary Work:  This type of Notary Service can be anything that needs to be notarized from 1 single document pertaining to Vital Records, Deeds, Retirement Paperwork, Fictitious Business Name for business, Death of Joint Tenant, Structure Settlements and so much more! 
6. Auto Loan Signings: Specifically an  Auto Equity Loan allows a person  to borrow money based on the current value of a  vehicle owned.  Notaries are hired to conduct the closing on those transactions and take pictures of the vehicle including the VIN number. once the notary sends all the info to the lender, they transfer the funds to the borrower by wire/electronic transfer or by cash through western union & or sometimes when the notary gets the documents sent to her,  a cashiers check is included in the loan documents package to give to the signer once the documents are completed. . 

Fees:
A mobile notary that travels onsite to execute documents is allowed to levy charges separate from the fees for actual services. These “convenience” fees are intended to cover the costs of transportation and can be as high as $150 in addition to the notary fee. This is why it’s important to ask about fees beforehand hiring a notary. 

Notary Service provider since 2008  

Mobile Notary vs. Storefront Notary Services: Which One Works Best for You?

When you need a document notarized, you might automatically think of heading to your nearest UPS store, AAA office, or local DMV. These brick-and-mortar locations often provide notary services as part of their broader range of offerings, but is that really your best option?

For many, a Mobile Notary Service offers more convenience and flexibility. In this post, we’ll explore why a mobile notary might be the better choice for you, especially when it comes to specialized services, time management, and avoiding unnecessary hassles.
What Does a Mobile Notary Do?
A mobile notary is a notary public who comes to you—whether you’re at home, at the office, or another location that’s most convenient for you. They’re fully trained and certified to notarize a wide variety of documents, including:

Mortgage Documents: Loan modifications, refinancing, closing documents
Estate Planning Documents: Wills, trusts, power of attorney
Affidavits, Prenups & Sworn Statements: Legal declarations
Other Legal and Business Documents: Contracts, certifications, and more

Mobile notaries are often highly trained, with many going above and beyond the basic certification required by the state. For instance, a Notary Signing Agent specializes in notarizing sensitive documents such as mortgage loans and typically carries additional insurance (Errors and Omissions) to protect against mistakes.

Why Choose a Mobile Notary Over a Storefront Notary?

At first glance, going to a storefront notary (like those offered at UPS, FedEx, or AAA) may seem convenient. After all, you simply show up, present your ID, and get your document notarized, right? 
However, there are several hidden inconveniences with this approach:

1. Limited Hours and Locations:  
   Most notary services at big-box stores have restricted hours and can require you to travel to their location sometimes at inconvenient times. If you forget your ID or need a document notarized last-minute, you might end up in a stressful situation.

2.Long Wait Times:  
   Depending on the store’s schedule, you may have to stand in line or wait your turn, which can be frustrating if you’re on a tight timeline.

3. Potential for Mistakes:  
   Notaries working at big-box stores may not have the specialized training required to handle sensitive documents like mortgages, estate planning, or other legal paperwork. Mistakes can happen, and some documents may even be **rejected** due to improper notarization or insufficient knowledge of specific requirements.

4.Lack of Flexibility:  
   Traditional notary services are often offered within fixed hours, and scheduling an appointment may not align with your needs or availability. You could find yourself rescheduling important work or personal obligations just to make it to a notary during regular office hours.
Mobile Notary Advantages
Choosing a mobile notary can eliminate many of these frustrations. Here’s why:

1. Convenience & Flexibility:  
   You choose the time and location that works best for you. Whether it's a weekend, evening, or even Sunday, a mobile notary can come to you—no need to take time off work or rearrange your day.
2. Personalized Service:  
Mobile notaries often work one-on-one with you, ensuring that your documents are properly notarized, signed, and verified. They have specialized knowledge in handling complex documents, such as loan modifications and legal affidavits, reducing the risk of errors.
3. Stress-Free Process:  
   he convenience of a mobile notary means you don’t have to travel to an office, stand in line, or wait for your turn. Plus, there’s no need to worry about forgetting your ID or driving across town to find an available notary—your mobile notary comes to you with everything you need.

4.Expert Certification:  
   Many mobile notaries hold additional certifications, such as becoming a Notary Signing Agent for mortgages or legal documents, ensuring that the notarization is legally binding and performed correctly. 
5. Availability After Hours:  
   Mobile notaries are often available outside of normal office hours, making it much easier to get documents notarized at your convenience.
When Should You Choose a Mobile Notary?
A mobile notary is an excellent choice if you:
- Need a notary outside of regular business hours (weekends, evenings, holidays)
- Are signing important legal documents (e.g., mortgages, estate planning) and need expert assistance
- Want to avoid the hassle of traveling to a storefront and dealing with wait times or scheduling conflicts
- Want to save time and reduce stress in completing time-sensitive paperwork

Conclusion: What Works Best for You?
When deciding between a mobile notary and a storefront notary, the most important factor is convenience. While traditional storefront services may seem convenient at first, the extra time, travel, and potential for mistakes may make them a less-than-ideal choice for frequent or complex notarization needs.

If you're looking for a stress-free, reliable, and flexible option, mobile notary services offer a solution that works around your schedule and provides peace of mind knowing your documents will be properly handled.

Thank you for visiting my blog! If you, or someone you know, are looking for a notary, feel free to text me for more information or to schedule your mobile notary appointment today.

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Myth One:  A Notary Can Give Legal Advice
A notary cannot give legal advice.  Although there are notaries who are also paralegals people tend to think that paralegals can give legal advice. In fact, both notaries and paralegal are prevented from giving advice under any circumstance. The only exception is if they were both also an attorney who is acting in a legal capacity for the client. A Notary CAN provide you with legal information which is open and available to the public by a simple online search.
 
Myth TWO:  Drafting Documents
Just as a notary cannot give legal advice, a notary cannot help the person they’re signing for draft documents. The only time that they are allowed to do so is if they are a paralegal, working under the supervision of a licensed attorney.  A Notary CAN draft a document only if the notary is also a legal Document assistant and working in the capacity of an LDA.  You can find a Document Legal Assistant in California on this site.   https://calda.org/
 
Myth THREE: Provides Services to US Citizens
A notary provides services to the public, not just US citizens. Being able to do this makes sense because non-citizens often require notarizations for documents related to immigration and citizenship. When notarizing for a non-US citizen, the notary is still required to follow their state procedures to verify the identity of the signer
 
Myth FOUR A Notary’s Job Is Easy
There is so much more to it than show up, stamp, and leave. Training to become a notary is involved as well as specific training to handle mortgage loan documents. Not only does a notary need to be versed in the type of paperwork they are handling, but also the type of notarization that is required. There are different types of notarizations and specific language for the notarization that must be correct on the document. Also, there is pressure placed on notaries to meet timelines, and have legal responsibilities (and repercussions) should they fail to follow state-mandated protocol.
 
Myth FIVE:  A Understanding the details of the documents they are notarizing.
A notary must verify that the client meets the requirements to sign the document and that the notarial language on the document is correct. Beyond that, a notary is under no obligation to understand or explain the specifics of a document. If the client is uncomfortable signing a document, the notary has a good faith obligation to not notarize the document and refer the client to the document issuer for clarification.
 
Myth #SIX: A Notary from a foreign country is the same as a Notary Public in the USA
The US is the only country in which notaries do not need to be Attorneys, to provide notary services, Foreign Notaries from different countries offer advanced legal services, services that surpass those of a notary public in the United States. Unfortunately, this causes confusion for Spanish speakers in the US, and some unscrupulous companies draw in people with the title and then charge them an exorbitant fee for simple notary services. More information can be found in the National Notary Association’s article, Important Differences Between Notaries & “Notarios“.
 
Myth SEVEN:  A Notary Must Provide Services
Some people believe that a notary is required to provide services when contracted to do so. While is it rare for a notary to refuse services, some of the most common reasons that a notary can — and sometimes, legally must — refuse to notarize something. Is if they suspect fraud, if they cannot identify the signer, or the signer is not willing or is being coerced.  A notary is providing signing services for perfectly legitimate legal documents 99.9% of the time. But there are those very rare occasions where something just doesn’t look or feel right. Sometimes it goes beyond just a feeling, and the fraud is obvious.  The primary job of a notary is to verify the identity of the person who will be signing the document. If they are unable to do so, whether because the person hasn’t brought valid identification or the notary signing agent suspects that the identification isn’t authentic, then they must refuse to provide the notarization. Notaries see a lot of interactions between people. In general, the interactions are between people who have the same goal and are entering into an agreement willingly. But if the notary believes that a particular signer is being coerced into signing, the notary must refuse to provide notarization.
 
 
Myth EIGHT:  A Notary can help complete Immigration Documents.
Just like the myth where a notary can give legal advice, there is also a misconception that a Notary CAN help fill out Immigration Documents, the only time a notary can fill out Immigration Documents is if the Notary is also an Immigration Specialist Consultant the California Secretary of State can help you find an Immigration consultant on their website. https://www.sos.ca.gov/business-programs/immigration-consultants
 
Myth NINE: Notaries Only Work Normal Business Hours
While the bank might only be open to offer notary services during normal business hours, that’s just not the case for most notary signing agents. Most notaries work independently and offer flexible hours to accommodate a wide range of clients. Many mobile notaries offer service well beyond business hours, including weekends.
 
Myth TEN:  Notarizing a Document Makes It Legal
No, a notarized document simply means that the person who signed the document was verified by the notary to be that person. It means that the notary was presented with the proper identification and verified the signer’s identity and that the document was not signed under duress. A notarization alone does not make a document legal or binding.
 
When something isn’t completely understood, it’s fertile ground for myths and misconceptions.
 
I provide notary services to all companies, attorney’s mortgage companies, lenders, people who need the services of the notary to finalize their paperwork. I am happy to have the opportunity to provide some clarification. How can I assist your company and its document signing needs?
Susana Landa Notary Service Provider serving the Kern County area. Thank You